Personal Cash Flow Planner

Stop guessing. Start planning.

See what a big decision does to your cash, day by day, before you make it.

Personal Cash Flow Planner low balance alert preview

Feature walkthrough

Know exactly where you stand.

Cash flow stress is often a timing problem. A household can be financially capable on paper and still feel pressure when income, bills, savings transfers, repairs, school costs, insurance, or irregular expenses land in the wrong order.

  • Set low balance alerts — your personal safety net.
  • See exactly when low balances would hit.
  • Confirm your largest in/out transactions.
  • Test real-life “what if” scenarios side by side with your current plan.

The Complete Guide

Understand what your forecast is telling you.

Understanding Your Cash Flow: The Complete Guide explains key terms, forecast details, timing gaps and scenario planning in plain language.

Understanding Your Cash Flow: The Complete Guide sample pages

Choose your starting point

Select which option is best suited to you.

The Workbook

Personal Cash Flow Planner

$29

The core planning tool. An Excel or Google Sheets workbook that projects your balances by the date money actually moves, from 30 days to a full year.

What’s included:

  • Excel + Google Sheets
  • Tutorial and Blank workbooks
  • Quick Start Guide

The Guide

Understanding Your Cash Flow: The Complete Guide

$25

The deep dive. Learn how to read your forecast, spot common patterns, see timing gaps before they become urgent, and use scenarios to plan ahead.

What’s included:

  • 30-page PDF
  • Using Forecast Details
  • Glossary of Terms

The Bundle

Cash Flow Planner Bundle

$39

The Workbook + The Guide together, for the full picture of your household cash flow.

What’s included:

  • Everything in both
  • $15 less than buying separately
Recommended

Ready when you are

Choose the tools that fit your money decisions. Just getting started? Try the Personal Cash Flow Tracker or the free Cash Flow Starter Guide.